About GreySmiles
Retirement is more than a number.
At GreySmiles, we believe retirement is not simply the day you stop working. It is a transition into a different stage of life, one that can bring new questions about money, health, work, relationships, purpose and independence.
GreySmiles was created to help Indians navigate life after 50 with greater clarity and confidence.
We write for people approaching retirement, those already living it, and families trying to understand what later life may look like.
Our focus is on the questions that become important as we move through our 40s, 50s, 60s and beyond.
How should I prepare for retirement? What will my income look like? How should I think about healthcare? What happens if I live longer than expected? What does retirement mean for my family, work and identity? And how do I build a life that is about more than simply having enough money?
What GreySmiles covers
GreySmiles began with a strong focus on retirement planning and financial preparedness. Over time, that focus has expanded to reflect the reality that life after 50 cannot be reduced to a financial plan.
We cover retirement planning, retirement income, EPF, NPS, pensions, investments, taxation, insurance, inflation and financial independence.
We also explore health and ageing, second careers, travel, relationships, caregiving, purpose, independence and the practical realities of living well after 50.
Our content spans both the financial foundations of later life and the questions that are harder to put into a spreadsheet.
How we approach information
GreySmiles aims to make complicated subjects easier to understand without reducing important decisions to simplistic answers.
Where we discuss financial, regulatory, health or other specialist subjects, we seek reliable and preferably primary sources, distinguish facts from interpretation, and work with subject-matter experts and contributors where specialist expertise matters.
We are building GreySmiles around a combination of research, expert knowledge, practical experience and original thinking.
We also recognise the limits of any single source or perspective. Where a subject requires specialist judgement, our role is to help readers understand the issue and prepare better questions.
Who is behind GreySmiles?
GreySmiles was founded by Suneet Manchanda, whose professional background is in building and scaling businesses and digital ventures.
GreySmiles is not built around the idea that one person can be an expert in every aspect of retirement and later life.
Instead, the platform brings together contributors and specialist perspectives across areas where expertise matters, from money and retirement planning to health, ageing, work, relationships and life after 50.
We would rather say “we don’t know, let’s find out” than pretend to have all the answers.
Meet the GreySmiles Editorial Team →
What we are building
GreySmiles is evolving beyond a collection of retirement articles.
We are building a knowledge and decision-support platform for life after 50 in India, bringing together practical guides, original frameworks, expert contributions, useful tools and research.
Our Retirement Readiness Test is one example of this approach. Retirement preparedness is not only about how much money you have. It can also involve income, health, housing, family, work and what you want your life to look like afterwards.
Our calculators and other tools are designed to help readers explore specific questions rather than simply read about them.
Over time, we want GreySmiles to become a place where people can come not just to learn about retirement, but to think through their own retirement and the life that follows.
A note on financial, health and specialist information
GreySmiles provides educational and informational content. We do not sell or provide financial, investment, tax, legal or medical advisory services.
Our content is intended to help readers understand important issues, assess their options and ask better questions. It is not personalised professional advice and should not be treated as a recommendation or instruction to take a particular financial, investment, tax, legal, medical or other professional action.
Rules, products, circumstances and individual needs can change. Where a decision requires personalised advice, readers should consider consulting an appropriately qualified professional.
Our objective is not to make those professionals unnecessary.
It is to help you ask better questions before you meet them.
Welcome to GreySmiles
Retirement can be an ending.
It can also be the beginning of more freedom, different work, deeper relationships, new interests, travel, contribution, learning or simply having the time to live differently.
GreySmiles exists to help people prepare for both sides of that transition and make more informed decisions about life after 50.
Because retiring from work is one decision. Figuring out how you want to live afterwards is another.
Welcome to GreySmiles.