Grey Smiles | Retirement Planning, Finance & Lifestyle Guidance for Seniors

Considering Assisted Living for Aging Parents in India: A Compassionate Approach

As India's social fabric evolves and families grapple with changing dynamics, the decision to explore assisted living options for aging parents has become an increasingly pressing concern. Whether you're…

Suneet Manchanda January 12, 2026

Health Money Management Retirement Planning

The Complexity of “Cognitive Decline” and Financial Planning

As people age, managing complex financial portfolios like tracking many systematic investment plans (SIPs), juggling multiple bank accounts, and handling nuanced tax filings can become progressively harder. This decline in…

Suneet Manchanda January 3, 2026

Money Management News Retirement Planning

Retirement Planning Myths for Millennials and Gen Z in India

Planning retirement early can feel overwhelming, but reliable information and simple steps make it manageable. This article dispels common misconceptions and points you to useful resources, for example, learn…

Suneet Manchanda January 1, 2026

Money Management News Retirement Planning

The Unclaimed Wealth Crisis in India Why Crores Remain Untransferred to Rightful Heirs

Retirement should mean financial security for families after a lifetime of work. However, many heirs discover only after a death that sizeable sums lying in dormant bank accounts, forgotten…

Suneet Manchanda December 31, 2025

Career & Livelihood News

Rethinking Gig and Trade Work in India

For too long, many educated Indians have treated gig and trade work as “someone else’s job.” That mindset is outdated. Platform businesses and automation are professionalising on‑ground services, creating scalable…

Suneet Manchanda December 24, 2025

Health Retirement Planning

Medical Inflation Vs Lifestyle Inflation: Impact on households

Introduction As incomes grow and consumption patterns change across India, two types of inflation increasingly shape household finances: medical inflation (the faster rise in health-care costs) and lifestyle inflation…

Suneet Manchanda December 22, 2025

Money Management Retirement Planning

Positive, practical retirement plan in your 50s

Easy to execute retirement plan in your 50s If you are in your 50s and anxious about your retirement corpus, it is still possible to build a secure, comfortable retirement…

Suneet Manchanda December 18, 2025

Career & Livelihood Health Money Management

These 5 habits erode your Retirement Corpus, how to identify and stop them

Small, repeatable choices can quietly derail even well-intentioned retirement plans. The five habits below are common culprits that reduce longterm returns, increase risk, or create unnecessary costs. Start protecting and…

Suneet Manchanda December 16, 2025

Career & Livelihood Money Management Relationships

Retirement Corpus for Couples vs Single – Joint Planning

Retirement planning in India has its own rules, risks and opportunities. Couples and singles should estimate their corpus differently because shared living, family responsibilities, pensions, taxation and health costs vary…

Suneet Manchanda December 10, 2025

Insurance Money Management Retirement Planning

Laddering for Retirement: A Practical Guide

What is laddering? Laddering is the deliberate staggering of purchase dates and maturities across fixed-income instruments so that part of your capital matures (or yields cash) at regular intervals. Instead…

Suneet Manchanda November 29, 2025