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Retirement Planning

Home » Money Management » Retirement Planning » Page 2
Posted inHealth Retirement Planning

Medical Inflation Vs Lifestyle Inflation: Impact on households

  Introduction As incomes grow and consumption patterns change across India, two types of inflation increasingly shape household finances: medical inflation (the faster rise in health-care costs) and lifestyle inflation…
Posted by Suneet Manchanda December 22, 2025
Posted inMoney Management Retirement Planning

Positive, practical retirement plan in your 50s

Easy to execute retirement plan in your 50s If you are in your 50s and anxious about your retirement corpus, it is still possible to build a secure, comfortable retirement…
Posted by Suneet Manchanda December 18, 2025
Posted inCareer & Livelihood Health Money Management

These 5 habits erode your Retirement Corpus, how to identify and stop them

Small, repeatable choices can quietly derail even well-intentioned retirement plans. The five habits below are common culprits that reduce longterm returns, increase risk, or create unnecessary costs. Start protecting and…
Posted by Suneet Manchanda December 16, 2025
Posted inCareer & Livelihood Money Management Relationships

Retirement Corpus for Couples vs Single – Joint Planning

Retirement planning in India has its own rules, risks and opportunities. Couples and singles should estimate their corpus differently because shared living, family responsibilities, pensions, taxation and health costs vary…
Posted by Suneet Manchanda December 10, 2025
Posted inInsurance Money Management Retirement Planning

Laddering for Retirement: A Practical Guide

What is laddering? Laddering is the deliberate staggering of purchase dates and maturities across fixed-income instruments so that part of your capital matures (or yields cash) at regular intervals. Instead…
Posted by Suneet Manchanda November 29, 2025
Posted inInsurance Money Management Mutual Funds

Smart Ways to Create Cash Flows in Retirement

Retirement today requires a smarter, more deliberate strategy than it did for past generations. People are living longer, healthcare and long-term care costs are rising, and inflation steadily erodes purchasing…
Posted by Suneet Manchanda November 25, 2025
Posted inCareer & Livelihood Retirement Planning

Why Retirement Savings are Under Strain and How to Fix it

Rising costs, longer lives and changing work patterns are squeezing retirement savings in India. Many households face tighter budgets and uncertain employer support, making retirement planning more urgent. This piece…
Posted by Suneet Manchanda October 23, 2025
Posted inHealth Relationships Retirement Planning

Managing Medical Emergencies & Hospitalization Cashflows

Medical emergencies can be sudden and costly. This guide shows practical, ways to manage immediate cashflows for hospitalization and related emergencies. Build and use an Emergency Fund Optimize Health Insurance:…
Posted by Suneet Manchanda November 20, 2025
Posted inMoney Management Retirement Planning

Building your retirement corpus, should you rely only on EPF?

Building a Robust Retirement Fund in India: Beyond the EPFO Securing a comfortable retirement in India requires a strategic approach to building your nest egg. While the Employees' Provident Fund…
Posted by Suneet Manchanda November 17, 2025
Posted inMoney Management Mutual Funds Pension Plans

Retirement wealth diversification guide for India

Wealth Diversification for Retirement Planning in India A practical, diversified retirement portfolio reduces the risk of running out of money, helps manage inflation & longevity risk, and balances tax and…
Posted by Suneet Manchanda November 11, 2025

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Suneet Manchanda

Suneet Manchanda

I am a writer and storyteller who writes passionately about money management, retirement, and life. I blend practical insight with human depth to illuminate the choices that shape our finances and our futures. My words help readers understand how money can serve their values, reduce worry, and unlock more intentional living. I craft clear, approachable guidance alongside stories that reveal the emotional realities of money—hope, fear, and ultimately empowerment. Whether exploring budgeting, investing, or retirement planning, I aim to make complex topics feel attainable and meaningful, leaving readers with practical steps and a renewed sense of possibility.

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Greysmiles is a blog site, that focuses on personal finance, retirement, and intentional living.

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