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Grey Smiles | Retirement Planning, Finance & Lifestyle Guidance for Seniors Grey Smiles | Retirement Planning, Finance & Lifestyle Guidance for Seniors

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Money Management

This section will have all articles related to wise spending and good opportunities for earning money, specially during the post retirement age.

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Posted inMoney Management Retirement Planning

Breaking the Myths: What Millennials and Gen Z Need to Know About Retirement

As Millennials and Gen Z navigate their financial journeys, retirement planning often takes a back seat to more immediate concerns like student loans, rising living costs, and job instability. However,…
Posted by Suneet Manchanda July 26, 2025
What is Retirement planning and why should it be done early in life
Posted inMoney Management News Pension Plans

What is Retirement planning and why should it be done early in life

Retirement planning has become increasingly important in today’s rapidly changing world. With life expectancy on the rise, financial independence during retirement is a goal everyone should work towards. Proper planning…
Posted by Suneet Manchanda May 2, 2024
Posted inMoney Management Retirement Planning

Are Indians financially prepared for retirement?

The question of whether Indians are financially prepared for retirement presents a mixed picture, with some data suggesting growing awareness and participation in retirement schemes, while other reports highlight significant…
Posted by Suneet Manchanda July 17, 2025
Posted inInsurance Money Management Mutual Funds

How Pension Plans Work: Simple Guide to Retirement Savings

Pension plans are financial products or schemes designed to provide you with a regular income after you retire. The basic idea is to accumulate a retirement corpus during your working…
Posted by Suneet Manchanda September 15, 2025
Posted inMoney Management Mutual Funds Retirement Planning

How to select Mutual Funds for your Retirement planning

Retirement investing is mostly about choosing the right mix of equity (for growth) and debt (for capital protection) and then sticking to it. Here's a practical framework, recommended fund types,…
Posted by Suneet Manchanda September 15, 2025
Posted inCareer & Livelihood Money Management News

Stable Job, great salary but you still need a second income stream..Why?

In today’s India, a second income is essential to protect your lifestyle against rising inflation, cover unexpected expenses, and accelerate goals like buying a home, funding children’s education, or building…
Posted by Suneet Manchanda September 14, 2025
Posted inMoney Management Retirement Planning

Are you an Impulsive shopper? Financial discipline is not a luxury, it’s a necessity

In today’s fast-paced, consumer-driven environment, the temptation to make unnecessary purchases, be it the latest smartphone, branded clothes, fancy car or a gadgets, is stronger than ever. Impulsive big-ticket purchases…
Posted by Suneet Manchanda September 14, 2025
Retirement planning In your 30s, follow these 10 principles
Posted inMoney Management Retirement Planning

Retirement planning In your 30s, follow these 10 principles

Your 30s are a critical decade for retirement preparedness, you still have time for compounding to work in your favor, yet you may also face family responsibilities and rising expenses.…
Posted by Suneet Manchanda September 3, 2025
Posted inCareer & Livelihood Money Management Retirement Planning

Money mistakes to avoid in 50s for a prosperous life

Your 50s are a crucial decade for setting yourself up for financial security in retirement. Here are the money mistakes to avoid in your 50s for a prosperous life. In…
Posted by Suneet Manchanda September 2, 2025
Posted inMoney Management Retirement Planning

Navigating the FIRE movement in India: a growing trend

The Financial Independence, Retire Early (FIRE) movement, a global phenomenon advocating for early retirement through aggressive saving and investing, has gained considerable traction in India, particularly amongst millennials and Gen…
Posted by Suneet Manchanda July 14, 2025
Posted inMoney Management News Pension Plans

Young and planning retirement, know about Asset Allocation

Planning for retirement in your 30s is a crucial financial step, and one of the most important aspects of this journey is how you allocate your investments—known as asset allocation.…
Posted by Suneet Manchanda September 3, 2025
Posted inHealth Relationships Retirement Planning

Relationships in Retirement, redefine roles & identity

In India relationships are shaped by a strong tradition of interdependence and respect for elders, but also by rapid social change. Multi‑generational households, close family ties, and expectations that children…
Posted by Suneet Manchanda October 14, 2025
Posted inMoney Management Retirement Planning

Bad money habits to avoid when you are young

Building lasting wealth in your 30s so you can be financially secure in your 60s depends on consistent habits, clear planning, and steering clear of common financial missteps. Below are…
Posted by Suneet Manchanda August 22, 2025
Posted inCareer & Livelihood Retirement Planning

A New Era for Retirement: How Millennials and Gen Z Must Evolve Their Financial Planning

Traditionally, Indians regarded retirement as a reward for decades of loyal service, often to the government or public sector careers that came bundled with steady income, job security, and generous…
Posted by Suneet Manchanda September 16, 2025
Posted inMoney Management Retirement Planning

Turning your home into income: Understanding Reverse Mortgage

Reverse mortgage is a financial product that allows seniors to convert a portion of their home equity into cash, which can be beneficial for individuals who may need additional income…
Posted by Suneet Manchanda August 6, 2025

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Suneet Manchanda

Suneet Manchanda

I am a writer and storyteller who writes passionately about money management, retirement, and life. I blend practical insight with human depth to illuminate the choices that shape our finances and our futures. My words help readers understand how money can serve their values, reduce worry, and unlock more intentional living. I craft clear, approachable guidance alongside stories that reveal the emotional realities of money—hope, fear, and ultimately empowerment. Whether exploring budgeting, investing, or retirement planning, I aim to make complex topics feel attainable and meaningful, leaving readers with practical steps and a renewed sense of possibility.

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About Grey smiles

When an obscure printer gathered a galley and jumbled it to craft a sample book, it lasted not just five decades but five centuries.

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