What are pension plans and how do they work in India
Pension plans — what they are, how they work in India, and what to avoid Short answer: A pension plan helps you build retirement income by saving/investing during your working…
Compounding: Practical and ways to build wealth
Compounding is the process of earning returns on past returns. Compounding power is strongest when you start early, invest regularly, and use tax-efficient instruments. Below are the top practical ways…
Posted inMoney Management Retirement Planning
Ultimate Retirement Planning Guide for Indian Salaried Professionals
Introduction: Ultimate retirement planning Start planning your retirement today to secure a calm, independent life later. This simple guide for Indian salaried employees explains how to estimate your retirement corpus,…
Why you should target 4 Crore retirement corpus?
Rs. 4 crore of retirement corpus is not a common benchmark in India yet, but this may be a safer amount for you if you have a certain lifestyle and…
Posted inCareer & Livelihood Retirement Planning
Why Retirement Savings are Under Strain and How to Fix it
Rising costs, longer lives and changing work patterns are squeezing retirement savings in India. Many households face tighter budgets and uncertain employer support, making retirement planning more urgent. This piece…
Posted inMoney Management Retirement Planning
Smart strategies to fill gaps in your retirement corpus
If your retirement corpus looks short, you can still boost your lifetime income and security by using the assets you already own and changing how you spend, save and invest.…
Posted inMoney Management Retirement Planning
Dreaming of 1 Crore retirement corpus in your 40s, it’s possible
Dreaming of a financially secure retirement or a significant life milestone like buying a dream home? In India, one popular and effective way to achieve such financial goals is through…
Posted inCareer & Livelihood Retirement Planning
Are women well prepared for retirement in India
Are women well prepared for retirement in India and Generally, the answer is "NO" Many women in India are not well prepared financially for retirement. There are important exceptions, but…
Posted inMoney Management Retirement Planning
Why Retirement planning is different and more challenging in India
Retirement planning in India is harder because the state provides far less automatic long‑term support than in many developed countries: a relatively low tax base, large fiscal outlays on subsidies…
Posted inMoney Management News Retirement Planning
6 Stages of retirement planning
Retirement typically unfolds in 6 clear stages: Stage 1: Accumulation the pre‑retirement years when you build your corpus through savings and investments Stage 2: Mid-Career when you are building a…
Common emotional mistakes to avoid with your Retirement fund
Emotional decisions are a huge danger to a retirement corpus, especially in the Indian context where family and cultural pressures are strong. Below is a compact list of common emotional…
Posted inHealth Insurance Retirement Planning
Health & fitness as part of Retirement Planning
Retirement planning often conjures images of financial spreadsheets and investment portfolios. While fiscal health is undeniably crucial, some of the most fascinating and vital aspects of preparing for this life…
Best Ways to Compound Wealth in India
Compounding is the process of earning returns on past returns. Compounding power is strongest when you start early, invest regularly, and use tax-efficient instruments. Below are the top practical ways…
F.I.R.E simple guide to wealth creation
FIRED to F.I.R.E is a practical roadmap to build financial independence early while staying resilient to job shifts and automation. By starting small—regular SIPs, using EPF/PPF/NPS, maintaining an emergency fund—and…
Posted inMutual Funds Retirement Planning
Selecting best Mutual Funds for retirement
In India, mutual funds are a practical, low-cost way for ordinary investors to build long-term wealth, offering professional management, instant diversification across stocks, bonds and sectors, and the ability to…