Gen Z & Millennials
Young and planning retirement, know about Asset Allocation
Quick Takeaway: In your 30s, you have one major advantage—time. A sensible mix of equity, debt, gold and other assets can help you pursue long-term…
Retirement
Build, manage and protect your money so you have greater financial independence through life.
Recent Articles
Gen Z & Millennials
A New Era for Retirement: How Millennials and Gen Z Must Evolve Their Financial Planning
By Kartikey Gupta · Expert Contributor, GreySmiles Traditionally, Indians regarded retirement as a reward for decades of loyal service, often to the government or public…
Income & Cash Flow
Turning your home into income: Understanding Reverse Mortgage
For many Indian seniors, their home is their most valuable asset—but it may not generate any regular income. A reverse mortgage in India can potentially…
Gen Z & Millennials
Investing Basics for Young Adults: How Millennials and Gen Z Can Build Wealth in India
At a Glance: Core Essentials Time is your greatest multiplier: Starting early allows compound interest to turn modest monthly investments into significant long-term wealth.…
Gen Z & Millennials
Creating a Budget: A Step-by-Step Guide to Retirement Savings for Millennials and Gen Z
Retirement can feel like a problem for another decade when you are in your 20s or 30s. There are usually more immediate priorities: rent or…
Retirement Corpus
Investment Options for Millennials and Gen Z in India: What Each One Is For
If you are in your 20s or 30s and have started earning, the investment question can become surprisingly confusing. There is EPF, PPF, NPS,…
Gen Z & Millennials
How Millennials and Gen Z Are Shaping the Future of Work and Retirement
Quick Takeaway Millennials and Gen Z may not simply change the way we work; they could eventually change what we mean by retirement. For younger…
How to Calculate Your FIRE Number in India: A Practical Guide
At a Glance Your FIRE number is an estimate of the financial resources you may need before employment becomes optional. It is useful because it…
Gen Z & Millennials
1990s IPOs Wealth Creation: How India’s Liberalization Boom Reshaped Capital Markets
Analyzing the legacy of 1990s IPOs wealth creation reveals how India's economic liberalization reshaped capital markets and generated unprecedented generational wealth. Driven by the 1991…
Retirement Corpus
Late Start to Investing: A Guide for Approaching Retirement
Quick Takeaway Mutual funds can be useful for retirement planning in India because they allow investors to spread money across equity, debt and other securities…